Employee Accounts
Tax Saving Benefits For Employees
Flexible Account Solutions
Spending Account Options For Teams
Explore different account types designed to reduce taxes, support employees, and enhance your overall benefits strategy effectively.
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Limited Purpose FSA
Dependent Care FSA (DCFSA)
Health Reimbursement Arrangement (HRA)
Commuter Benefits Program
Tax Saving Benefits
A Benefit That Pays For Itself
Reduce costs while increasing employee take-home pay
For EmployersPayroll Tax Savings Advantage
For Employers
Payroll Tax Savings Advantage
Pre-tax employee contributions reduce payroll taxes like Social Security and Medicare, helping businesses save money and lower overall benefit costs.
For EmployeesIncrease Employee Take-Home Pay
For Employees
Increase Employee Take-Home Pay
Employees use pre-tax income for expenses, lowering taxable earnings and increasing take-home pay while making everyday costs more affordable.
Coverage Overview Guide
What These Spending Accounts Actually Help Cover
Understand how accounts cover everyday expenses while improving savings and financial flexibilityHow it Works
How Spending Accounts Work
Learn how employees contribute, use funds, and save money through simple pre-tax benefit accounts designed for everyday expenses.
Pre-Tax Contributions
Employees set aside a portion of their income before taxes, reducing taxable earnings while preparing funds for eligible healthcare, dependent care, and commuting expenses throughout the year.
Use Funds Easily
Employees can use allocated funds to pay for approved expenses like medical bills, childcare, or commuting, making everyday costs easier to manage, more predictable, and significantly more affordable over time.
Ongoing Financial Support
Using pre-tax income helps employees reduce overall tax liability, increase take-home pay, and make essential healthcare, dependent care, and daily expenses more affordable year-round.
Why Businesses Choose Spending
Accounts For Their Teams
Smart, cost-effective benefits that improve savings and employee satisfaction
Reduce Payroll Taxes And
Improve Overall Business Savings
Lower employer tax liability through pre-tax employee contributions across multiple spending account options
When employees contribute through pre-tax accounts, businesses reduce payroll tax obligations, including Social Security and Medicare taxes, creating significant savings that can help offset administrative costs and improve overall financial efficiency.
Increase Employee Take-Home Pay Without Increasing Salary Costs
Help employees reduce taxable income and keep more of their earned money each pay cycle
Spending accounts allow employees to use pre-tax dollars for everyday expenses, reducing taxable income and increasing take-home pay while making healthcare, dependent care, and commuting costs more manageable.
Offer High Value Benefits Without Increasing Overall Business Costs
Add meaningful benefits that improve employee experience without significantly impacting company budgets
Spending accounts are simple to implement and cost-effective, delivering strong value for employees while helping businesses enhance their benefits package without adding significant financial burden.
