The Group Benefits Partner Your Business Can Rely On
A full-service, independent benefits agency delivering competitive benefits solutions and high-quality support tailored to your business.
A full-service, independent benefits agency
delivering competitive benefits solutions and
high-quality support tailored to your business.
delivering competitive benefits solutions and
high-quality support tailored to your business.
Why Businesses Trust Us
Built on experience, strong partnerships, and a client-first approach.35+Years Experience
40+Carrier Partners
100%Independent
DedicatedService
End-to-EndSupport
Trusted byBusinesses Nationwide
Our Mission
Independent Benefits Guidance Built Around Your BusinessWe deliver expert benefits guidance and personalized solutions built around your business needs
Excel Benefits is an independent group benefits agency helping businesses design and manage effective benefits packages. With 35+ years of experience and access to 40+ carriers, we deliver solutions aligned with your business goals.
Our Products
Comprehensive Benefits
Solutions for Your Business
We design tailored benefits packages that protect employees, support retention, and strengthen long-term growth
Medical
Coverage that fits your workforce and your budget.We analyze the market, compare plans across carriers, and negotiate competitive rates on your behalf, helping you select a medical plan that balances cost, coverage, and employee satisfaction.
Dental and Vision
Valuable coverage that rounds out your benefits package.We compare dental and vision plans across our carrier network and negotiate competitive pricing on your behalf, helping you offer quality coverage your employees will actually use.
Life and Disability
Financial protection your employees can count on.We compare group life, short-term, and long-term disability options across our carrier network and negotiate competitive rates on your behalf, helping you put the right protection in place for your team.
Voluntary and Supplemental
Added value for employees, funded by employees.We help you offer employee-funded benefits like accident, critical illness, and hospital coverage, expanding your package and giving employees valuable protection at no added cost to your business.
Our Services
End-to-End Benefits Made Simple
From plan design and renewals to enrollment, administration, and compliance, we handle the work that keeps your benefits running, so your team can focus on the business.
Benefits Package Design and Optimization
A benefits package built around your business.
Whether you’re starting fresh or improving your current offering, we build and refine your package using market insight and carrier expertise. We benchmark your plan to find opportunities to strengthen coverage, manage costs, and deliver lasting value for your business and your employees.
Renewals and Negotiation
Strategic renewals focused on cost, performance, and long-term value.
We go beyond basic renewals by evaluating plan performance, employee satisfaction, and market positioning. Our team benchmarks your package against industry trends and negotiates hard with carriers on your behalf, working to secure competitive rates and stronger coverage that deliver lasting value.
Benefits Administration
Hands-on help with the day-to-day details of your benefits.
We manage enrollment, eligibility, and the ongoing administrative tasks that keep your benefits running smoothly. When issues come up, from a claim that needs escalating to a question your team can’t answer, we step in to resolve them quickly, so your employees get timely help and your HR team avoids unnecessary stress.
Open Enrollment Support
A smooth open enrollment experience for employers and employees alike.
From platform setup and employee meetings to processing enrollments and carrier transitions, we handle every phase, keeping each year organized and stress-free for everyone involved.
Compliance and Reporting Support
Stay compliant as regulations and reporting requirements evolve.
Compliance is complex and always changing. We provide ongoing guidance and support for ACA reporting, COBRA administration, ERISA documentation, and more, helping your business stay compliant, informed, and protected.What We Stand For
The Four Principles
That Guide Everything We Do
For over 35 years, our approach has been shaped by core principles that drive long-term success for our clients.
A Partner,
Not Just a Broker
We build lasting relationships, not one-time transactions.
We learn how your business works and stay involved year after year, helping your benefits evolve right alongside it.
Dedicated Support,
Every Step of the Way
A service team that knows your business and your benefits inside and out.
Great benefits don’t manage themselves. Your service team is responsive, reliable, and ready to help when questions or issues come up.
More Choices,
Better Rates
More plans to choose from, better rates for your business.
Access to 40+ leading carriers gives you a wider range of plans and flexible plan design, and our hard negotiation turns that access into competitive rates.
Data-Driven,
Experience-Backed
Hard data paired with decades of real-world experience.
We don’t guess. We analyze your group’s specific situation and combine that with data and 35+ years of experience to build smarter, better-fitting benefits packages.
Our Process
A Clear Process,
Built Around You
From discovery to design, implementation, and ongoing management, we follow a structured process built for long-term success.
1
Discover Your Needs
Initial Understanding2
Analyze Your Current Benefits
Data Evaluation3
Design Your Benefits Package
Strategic Planning4
Implement Benefits Package
Seamless Execution5
Ongoing Support & Management
Continuous Support01
Discover Your Needs
We get to know your business, workforce, and benefits goals.
Before recommending anything, we take time to understand how your business runs, what your employees need, and where your current benefits fall short, so what we propose actually fits.02
Analyze Your Current Benefits
We evaluate your current benefits package and pinpoint opportunities to improve.
Armed with that insight, we take a close look at your current benefits, benchmark them against the market, and surface opportunities to manage costs and improve performance.03
Design Your Benefits Package
We build a benefits package tailored to your business.
Using what we learn from our analysis, we design a package that aligns with your goals, budget, and workforce needs.04
Implement Benefits Package
We manage the rollout and ensure smooth implementation
Our team handles setup, coordination, and communication to ensure your benefits package is implemented efficiently and without disruption.05
Ongoing Support and Management
We stay involved long after implementation.
Beyond rollout, we handle the ongoing work, renewals, open enrollment, compliance, and day-to-day administration, while resolving issues and refining your benefits package as your needs change.Client Testimonials
Why Our Clients Stay With Us
We’ve earned long-term client relationships by delivering consistent results, strong service, and benefits solutions that make a real difference.
"Excellent Company! We have used them about 10 years. They go the extra mile to get you the correct insurance at an affordable price. Detailed follow-through & amazing customer service.
Highly recommend them."
Ann Anderson
Owner
Accel Property Management & Investments, LLC
"The team at Excel Benefits are truly outstanding-the best organization we work with. The level of customer service they provide is always above and beyond, whether it be working to get us the best coverage for the money for ...
Jack Rogers
Business Administrator
RL NDT Services
"Working with Excel Benefits has been a great experience. Their team is knowledgeable, responsive, and truly cares about finding the right solutions for our firm. They've made a meaningful difference for our organization."
Rose Casare
Office Administrator/Executive Assistant
Flato Realty Advisors
"We've worked with Excel Benefits for many years for our firm's various group employee benefit programs, and have been consistently pleased with their service, responsiveness, professionalism and trustworthiness"
Janet L. King
Partner
King & Sommer PLLC
"Excellent Company! We have used them about 10 years. They go the extra mile to get you the correct insurance at an affordable price. Detailed follow-through & amazing customer service.
Highly recommend them."
Ann Anderson
Owner
Accel Property Management & Investments, LLC
"The team at Excel Benefits are truly outstanding-the best organization we work with. The level of customer service they provide is always above and beyond, whether it be working to get us the best coverage for the money for ...
Jack Rogers
Business Administrator
RL NDT Services
"Working with Excel Benefits has been a great experience. Their team is knowledgeable, responsive, and truly cares about finding the right solutions for our firm. They've made a meaningful difference for our organization."
Rose Casare
Office Administrator/Executive Assistant
Flato Realty Advisors
"We've worked with Excel Benefits for many years for our firm's various group employee benefit programs, and have been consistently pleased with their service, responsiveness, professionalism and trustworthiness"
Janet L. King
Partner
King & Sommer PLLC
Carrier Partners
Partnered with Leading
Insurance Carriers Nationwide
Our relationships with top carriers give us the flexibility and leverage to find the right solutions for every client.
Education
Insights and Resources for
Smarter Benefits Decisions
Explore articles and videos that help you understand your options, stay informed, and make confident decisions for your business.
About Excel Benefits
Why Businesses Choose
Excel Benefits
We pair decades of experience with hard negotiation and personalized service to deliver benefits that fit your business and your people.
For over 35 years, Excel Benefits has helped businesses design, implement, and manage employee benefits with confidence. As an independent agency, we work for you, not the carriers, drawing on nationwide carrier access and negotiating hard to find solutions that balance cost, coverage, and employee satisfaction. From first strategy to enrollment and the ongoing work that follows, we stay with you every step of the way.
35+Years of Experience
40+Carrier Partners
100%Independent
